1
|
|
|
<?php |
2
|
|
|
|
3
|
|
|
namespace Kauri\Loan\Test; |
4
|
|
|
|
5
|
|
|
|
6
|
|
|
use Kauri\Loan\InterestAmountCalculator; |
7
|
|
|
use Kauri\Loan\PaymentAmountCalculator\AnnuityPaymentAmountCalculator; |
8
|
|
|
use Kauri\Loan\PaymentAmountCalculator\EqualPrincipalPaymentAmountCalculator; |
9
|
|
|
use Kauri\Loan\PaymentAmountCalculatorInterface; |
10
|
|
|
use Kauri\Loan\PaymentPeriodsFactory; |
11
|
|
|
use Kauri\Loan\PaymentPeriodsInterface; |
12
|
|
|
use Kauri\Loan\PaymentsCalculator; |
13
|
|
|
use Kauri\Loan\PaymentScheduleConfig; |
14
|
|
|
use Kauri\Loan\PaymentScheduleFactory; |
15
|
|
|
use PHPUnit\Framework\TestCase; |
16
|
|
|
|
17
|
|
|
class PaymentsCalculatorTest extends TestCase |
18
|
|
|
{ |
19
|
|
|
/** |
20
|
|
|
* @dataProvider loanData |
21
|
|
|
* @param int $noOfPayments |
22
|
|
|
* @param int $principal |
23
|
|
|
* @param int $interestRate |
24
|
|
|
* @param float $expectedPaymentAmount |
25
|
|
|
* @param PaymentAmountCalculatorInterface $paymentAmountCalculator |
26
|
|
|
*/ |
27
|
|
|
public function testCalculatePayments( |
28
|
|
|
$noOfPayments, |
29
|
|
|
$principal, |
30
|
|
|
$interestRate, |
31
|
|
|
$expectedPaymentAmount, |
32
|
|
|
PaymentAmountCalculatorInterface $paymentAmountCalculator |
33
|
|
|
) { |
34
|
|
|
$interestAmountCalculator = new InterestAmountCalculator; |
35
|
|
|
|
36
|
|
|
$config = new PaymentScheduleConfig($noOfPayments, new \DateTime(), 'P3D'); |
37
|
|
|
$schedule = PaymentScheduleFactory::generate($config); |
38
|
|
|
$periods = PaymentPeriodsFactory::generate($schedule); |
39
|
|
|
$paymentsCalculator = new PaymentsCalculator($paymentAmountCalculator, $interestAmountCalculator); |
40
|
|
|
|
41
|
|
|
$calculationMode = PaymentPeriodsInterface::CALCULATION_MODE_AVERAGE; |
42
|
|
|
|
43
|
|
|
$payments = $paymentsCalculator->calculatePayments($periods, $principal, $interestRate, $calculationMode); |
44
|
|
|
$firstPayment = current($payments); |
45
|
|
|
$this->assertEquals($expectedPaymentAmount, $firstPayment['payment']); |
46
|
|
|
} |
47
|
|
|
|
48
|
|
|
/** |
49
|
|
|
* @return array |
50
|
|
|
*/ |
51
|
|
|
public function loanData(): array |
52
|
|
|
{ |
53
|
|
|
$annuityPaymentAmountCalculator = new AnnuityPaymentAmountCalculator(); |
54
|
|
|
$equalPaymentAmountCalculator = new EqualPrincipalPaymentAmountCalculator(); |
55
|
|
|
|
56
|
|
|
return [ |
57
|
|
|
[2, 2500, 0, 1250, $annuityPaymentAmountCalculator], |
58
|
|
|
[1, 1000, 360, 1030, $annuityPaymentAmountCalculator], |
59
|
|
|
[3, 3000, 0, 1000, $equalPaymentAmountCalculator], |
60
|
|
|
[3, 3000, 360, 1090, $equalPaymentAmountCalculator] |
61
|
|
|
]; |
62
|
|
|
} |
63
|
|
|
} |
64
|
|
|
|